{"id":1867,"date":"2021-03-13T11:18:47","date_gmt":"2021-03-13T11:18:47","guid":{"rendered":"https:\/\/www.trickingz.com\/?p=1867"},"modified":"2021-05-01T08:11:12","modified_gmt":"2021-05-01T08:11:12","slug":"how-to-ascertain-if-the-state-regulated-insurance-program-isnt-a-scam","status":"publish","type":"post","link":"https:\/\/www.trickingz.com\/how-to-ascertain-if-the-state-regulated-insurance-program-isnt-a-scam\/","title":{"rendered":"\u00a0How to Ascertain If the State-Regulated Insurance Program Isn&#8217;t a Scam\u00a0 \u00a0\u00a0"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Are you one of those who have received a post claiming that the government is offering an insurance plan to pay for your final expenses? Have you shared your details with any such agencies?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You have probably wondered if the program offered is real or a scam. This article aims to helps you understand the legitimacy behind the\u00a0<\/span><a href=\"https:\/\/insuranceforfinalexpense.com\/state-government-regulated-life-insurance-the-truth\/\"><span style=\"font-weight: 400;\">new state regulated life insurance program to pay final expenses<\/span><\/a><span style=\"font-weight: 400;\">\u00a0mailers.\u00a0 \u00a0\u00a0<\/span><\/p>\n<h2><b>What Are These State-Regulated Insurance Program Mailers?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">These state-regulated insurance mailers more or less have similar content with the state names being changed to fit the region they are targeting. For example, you might receive a posy saying<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">&#8216;State-Regulated Burial Benefits &#8211; California&#8217;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">&#8216;Benefits on Insurance for Final Expenses &#8211; Only in Mississippi&#8217;<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The mailers also contain content like<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">100% of funeral expenses will be covered at zero cost<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complete this survey to receive burial coverage of $50,000\u00a0 \u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The intent behind these mailers is to encourage action from recipients. Words like state-regulated, estate agents, 100% expenses covered are used to gain the recipients&#8217; trust. Once you send back the card with information, agents might show up at your house asking you to invest in any life insurance products. To know the truth behind\u00a0the new state-regulated life insurance program to pay final expenses, you can reach out to experts like Gary P. Cubeta from Insurance for Final Expense.<\/span><\/p>\n<h2><b>How to Ascertain If the State-Regulated Insurance Program Isn&#8217;t a Scam?<\/b><\/h2>\n<h3><b>Read the Mailer Carefully<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">There are no state-sponsored life insurance programs available for final expenses. Companies offering insurance are regulated by the Department of Insurance, which comes under the state government&#8217;s purview. So these agencies are approved to work by the government, but the state government does not sponsor or allocate budget for any of the agency&#8217;s programs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you read the mailer carefully, you will notice a disclaimer stating the programs do not have any affiliations to the state government.\u00a0\u00a0<\/span><\/p>\n<h3><b>Too Good to Be True Benefits<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">As mentioned above, if you are offered benefits like all expenses covered at no cost, instant coverage with form completion, then these are red flags you shouldn&#8217;t ignore. These benefits are available, but you will have to purchase burial insurance from an authorized agency by paying periodic premiums.<\/span><\/p>\n<h3><b>Research the Agency\u00a0<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Look for the agency online. Do they have a website? Do they have a BBB accreditation? You can also visit the state government&#8217;s insurance website to verify their legitimacy. For example, you can visit the\u00a0<\/span><a href=\"https:\/\/www.insurance.pa.gov\/Pages\/default.aspx\"><span style=\"font-weight: 400;\">Pennsylvania Insurance Department<\/span><\/a><span style=\"font-weight: 400;\">\u00a0website to find a licensed insurance professional.\u00a0\u00a0<\/span><\/p>\n<h3><b>Look for Online Reviews<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">You could read through<a href=\"https:\/\/www.jawhline.com\/800-perfect-instagram-username-ideas-for-boys-girls-2021\/\"> online reviews <\/a>to know about customer experiences dealing with the agency. Even if it is a licensed insurance agency, enticing customers with false promises and claiming to be state-regulated are not honest business practices.<\/span><\/p>\n<h2><b>Final Verdict- State-Regulated Insurance Real or Scam<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">According to Gary P. Cubeta from Insurance for Final Expense, new state-regulated life insurance programs to pay final expenses are not ultimately scamming when sent through authorized agencies. They sure are deceptive sales practices to gain new leads, and it is recommended you stay away from such agencies.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you receive any such mailers, look for the factors mentioned above to ascertain if you should or should not share your details with such agencies.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you one of those who have received a post claiming that the government is offering an insurance plan to pay for your final expenses? Have you shared your details with any such agencies? You&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1869,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[41],"tags":[],"_links":{"self":[{"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/posts\/1867"}],"collection":[{"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/comments?post=1867"}],"version-history":[{"count":2,"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/posts\/1867\/revisions"}],"predecessor-version":[{"id":1882,"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/posts\/1867\/revisions\/1882"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/media\/1869"}],"wp:attachment":[{"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/media?parent=1867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/categories?post=1867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trickingz.com\/wp-json\/wp\/v2\/tags?post=1867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}